This study aimed to determine the level of financial literacy and capability of teachers in terms of budgeting, saving, investing, and spending to find the significant relationship between the financial literacy and capability of the teachers and to identify which of the moderating variables influenced singly or in combination the financial capability. The study utilized the descriptive correlational research design and used an adopted questionnaire of Paceno and Laganhon (2022) to gather the necessary data to answer the specific questions of the study. Purposive universal sampling was employed to determine the teachers as respondents from North 1 District of Gingoog City Division, School Year 2022-2023. Mean and SD were used to determine the level of financial literacy and capability. Pearson Products Moment Correlation Coefficient was used to find the significant relationship and multiple linear regression was used to determine the moderating variables influenced singly and in combination with the financial capability of teachers. Results revealed that the level of Financial Literacy in terms of Spending is Very Highly Observed, in terms of Budgeting, Saving, Investing, and Spending were Highly Observed. Moreover, the teachers Financial Literacy and Capability level in terms of Budgeting, Saving, and Investing show a Strong Positive Correlation. A Moderate Positive Correlation in terms of Financial Literacy on Spending. It can be concluded that the teachers of North 1 District are Financially Literate and Capable. It can be recommended that having a family structure and a spouse having a career or work, teachers will have better financial capability.